We have analyzed commercial insurance, indemnity, and casualty risk-of-loss questions in a variety of contexts for clients whose operations and potential risks span the globe. Our practice includes advice as to first-party disputes on issues such as the loss-adjustment process, the proof obligations imposed by the policy, and loss quantification. In the case of liability coverage, we advise clients on issues such as the obligation to give notice, the insurer’s duty to defend, payment of defense expense, reservations of rights, and allocation of loss and expense between covered and non-covered elements. We also assist clients in addressing legal issues posed by the insurance procurement process, including issues pertaining to insurance applications, broker relationships, covenants to procure insurance, evaluation of policy language, and issues on renewal. We have assisted clients in the drafting of insurance-policy wording, including policy documentation used in self-insurance programs or by captive insurers.

REPRESENTATIVE
COUNSELING EXPERIENCE

We advise policyholders under first-party policies as to loss quantification and coverage issues posed by business interruption claims.

We consult with a number of public and private companies on D&O procurement and coverage issues, including policy comparisons, and address coverage issues arising out of securities litigation.

We have counseled healthcare providers regarding first-party property claims arising out of Tropical Storm Allison and Hurricanes Katrina and Rita.